IBPS PO Exam 2019-Pattern, Syllabus, Eligibility, Preparation


IBPS PO ExamWhat is IBPS PO Exam?

IBPS PO Exam is one of the most competitive banking sector exams in India, where around 30-40 lakh people applied. This is an online exam conducted by IBPS (Institute of Banking Personnel Selection) conducted every year to fill the vacancies of higher position entry-level posts in banks like Probationary Officers and Management Trainees in all participated banking organizations in India.

This is a common recruitment process exam is conducted in two phases as preliminary and mains followed by an interview. Candidates those interested at IBPS PO Exam, Read the entire article and it helps you to get more information about IBPS PO Recruitment details.

Below I briefly given information all about IBPS PO Exam like Recruitment Process, Important Dates of IBPS Calender, IBPS PO Notification, IBPS PO Exam Pattern and Syllabus, Negative marking method, Application procedure, Application Fee, Payment methods, Uploading of required documents, Preparation Strategy, Study Material, Expected Topics, Previous Year Paper Analysis, Cut Off Marks and merit list preparation, Interview Procedure, IBPS PO Job Profile, Career growth and promotion opportunities, salary and allowances, perks.

IBPS PO Exam Recruitment 

IBPS conducted recruitment of probationary officers and management trainees as per schedule and step by step. IBPS initially released the notification about all the information related to the recruitment process and rules followed in the process. The candidates will be recruited based on their performance in the online exam which is conducted in phases as preliminary followed by Mains examination, finally provisionally appointed by performance in interview.

Candidates will be filtered through preliminary and mains examination and the examination consisting of multiple choice questions from Quantitative or Numerical Aptitude, Logical Reasoning and Mental Ability, General English, Current Affairs, Financial Awareness disciplines. The pattern of IBPS PO Exam given below.

Candidates who scored above cutoff marks in preliminary filtered for Mains examination, after that candidates who scored above cutoff marks in mains examination will be called for interview. Based on the performance of the candidate in the interview, finally, candidates will get a provisional appointment and posting order in the respective bank.

IBPS PO – Participating Banks

  1. Allahabad Bank
  2. Andhra Bank
  3. Bank of Baroda
  4. Bank of India
  5. Bank of Maharashtra
  6. Canara Bank
  7. Central Bank of India
  8. Corporation Bank
  9. Dena Bank
  10. IDBI Bank
  11. Indian Bank
  12. Indian Overseas Bank
  13. Oriental Bank of Commerce
  14. Punjab National Bank
  15. Punjab & Sind Bank
  16. Syndicate Bank
  17. UCO Bank
  18. Union Bank of India
  19. United Bank of India
  20. Vijaya Bank

IBPS PO Exam-Important Dates 2019

Important EventsDates
Start Date of Online RegistrationAugust 2019
Last Date of Apply for IBPS POSeptember 2019
Download of Pre-Exam Training Call LetterSeptember 2019
IBPS PO Pre Training Exam 2019October 2019
Download IBPS PO Admit CardSeptember 2019
IBPS PO Exam Date (Prelims)12.Oct, 13.Oct, 19.Oct, & 20.Oct.2019
IBPS PO Prelims Result 2019October 2019
IBPS PO Mains Admit Card DownloadNovember 2019
IBPS PO Mains Exam Date30th November 2019
IBPS PO Mains ResultDecember 2019
Re-print of IBPS PO Interview ApplicationJanuary 2020
Downloading of Interview call lettersJanuary 2020
IBPS PO Interview Date 2019-20-
IBPS PO InterviewJanuary/February 2020
Provisional AllotmentApril 2020

IBPS PO Exam-Pattern

If you want to crack any competitive exam, first of all, you have to know the entire pattern and syllabus of that respective exam. Even though having a common syllabus in many competitive exams, there is a difference in preparation strategy, because the different type of questions can be framed from the common syllabus. Here we provided some competitive exams pattern and syllabus to understand and it helps you to prepare your own strategy.

IBPS PO Exam Prelims and IBPS PO Exam Mains Pattern

a. Preliminary Examination

S. NoTestNo. of QuestionsMaximum MarksMedium of ExamTime
(Section wise)
1English Language3030English20 Minutes
2Quantitative Aptitude3535English and Hindi20 Minutes
3Reasoning Ability3535English and Hindi20 Minutes

Candidate has to qualify in each test and overall cut off by securing cut off marks decided by IBPS

b. Mains Examination

S. NoTestNo. of QuestionsMaximum MarksMedium of ExamTime
(Section wise)
1Reasoning and Computer Aptitude4560English and Hindi60 Minutes
2General/Banking/Economy Awareness4040English and Hindi35 Minutes
3English Language3540English40 Minutes
4Data Analysis & Interpretation3540English and Hind45 Minutes
Total1552003 Hrs
5English Language (Letter Writing & Essay)225English30 Minutes

c. Interview

IBPS PO Exam-Interview 

IBPS will conduct an interview for the candidates who scored above their respective cut off in mains examination, they will get an interview call, according to the schedule of ibps calendar at respective venues. The interview panel consisting of banking officials and the duration of the interview will be approximately 15-20 minutes.

The interview panel may test the candidates by asking questions related to some banking procedures and financial awareness and makes the ratio of mains and interview as 80:20. The candidate has to show all the relevant documents of his qualification.

IBPS PO Exam-Negative Marks

There will be negative marking method for both preliminary and mains examination. The pattern of negative marking is 1/4 or 0.25 marks. It means for every wrong answer. It means you lost 0.25 marks for every wrong answer which you have chosen for the question and each question carries 1 mark if you chose the right answer.

If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.

IBPS PO Exam-Final Cut off Calculation

After completion of all phases of IBPS PO Exam, The merit score or final cut off calculated by considering both mains and interview in the ratio of 80:20. Candidates must remember, that preliminary marks will not be considered for the calculation of final cut off or merit score for provisional allotment.

The total marks allotted for Interview are 100. The minimum qualifying marks in the interview will not be less than 40% (35% for SC/ST/OBC/PWD candidates). The weightage (ratio) of Online Main Exam and interview will be 80:20 respectively.

Preliminary marks are only considered for qualifying for mains examination. The merit list is prepared by taking marks in both mains and interview for an aggregate of 100 marks for each category. Candidates who are in the top in the merit list for each category having chance to get provisional allotment for posting.

IBPS PO Exam Syllabus for Prelims

Quantitative Aptitude
TopicNo.of Questions Asked
Simplification 5
Average       1
Percentage   1-2
Ratio and Proportion1-2
Data Interpretation5-10
Quadratic Equations:0-5
Simple Interest and Compound Interest1-2
Speed, Time and Distance1-3
Profit and Loss1-3
Number Series5
Time and Work1-2
Number System0-1
Data Sufficiency0-5
Linear Equations0-1
Probability (or)
Permutation and Combination
Alligations and Mixture1

TopicNo. of Questions Asked
Coded Inequalities5
Coding and Decoding5
Circular Seating Arrangement5
Linear Seating Arrangement5
Blood Relations2-4
Direction and Distance2-3
Ordering and Ranking2-5
Alphabet Arrangement and Pattern0-5
Double Line Puzzles0-5
Schedule Puzzle0-5
Data Sufficiency0-3

English Language
TopicNo. of Questions Asked
RC (Reading Comprehension Passage)7-10
Grammar- Rules
(Spotting Error, Fill in the blanks)
(Synonyms and Antonyms, Fill in the blanks)
Para Jumbles0-5

IBPS PO Exam Syllabus for Mains

Data Analysis and Interpretation
TopicNo. Of Questions Asked
Data Interpretation (3-4 Sets)20-25
Data Sufficiency7-10

Reasoning and Computer Aptitude
TopicNo. of Questions asked
Coding and Decoding3-5
Coded Inequalities2
Direction and Distances3-5
Ordering and Ranking3
Blood Relation2
Machine Input and Output3-5
Alphanumeric Arrnagement2-3
Data Sufficiency2-5
Statement Assumption/Decision Making9-10
Statement Assumption/Decision Making9-10
Scheduling Puzzle5
Linear Seating Arrangement5-8
Circular Seating Arrangement2-5
Double line or Floor Puzzle5-10
Computer Aptitude3-5

General English
TopicNo. of Questions Asked
Reading Comprehension8-10
Spotting Error7-10
Cloze Test5-10
Para Jumbles5-7
Fill in the Blanks5-7
Vocabulary - Matching Pair of Words0-5

General Awareness
TopicNo. of Questions asked
Financial or Banking Awareness13-15
Current Affairs in Economy and News7-10
Static GK

This the syllabus and expected topics and number of question for IBPS PO.

IBPS PO Exam Notification-2019

IBPS is an autonomous institution which conducts online examination released official notification in the month of August 2019. The notification has all the details like participating banks, vacancies, applicant’s eligibility criteria including age and education qualification, dates of examination, the procedure for online application and payment of the fee.

IBPS PO Exam 2019-Participating Banks and Vacancies

ibps po vacancies

IBPS PO Exam 2019-Eligibility Criteria


A candidate must be either –
(i) A Citizen of India
(ii) A subject of Nepal
(iii) A subject of Bhutan
(iv) A Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India
(v) A person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favor a certificate of eligibility has been issued by the Government of India.

Age Limit and Relaxation For Applicant-IBPS PO Exam:

The applicant who wants to apply IBPS PO Exam must be having a minimum of 20 years and not more than 30 years. Age relaxation applicable to candidates as mentioned below according to category wise.

Age Relaxation Rules:

  • Scheduled Caste/Scheduled Tribe – 5 years
  • Other Backward Classes (Non-Creamy Layer) – 3 years
  • Persons With Benchmark Disabilities – 10 years
  • Ex-Servicemen- 5 years
  • Persons ordinarily domiciled in the state of Jammu & Kashmir- 5 Years
  • Persons affected by 1984 riots – 5 Years

Education Qualification:

  • A Degree (Graduation) in any discipline from a University recognized by the Govt. Of India or any equivalent
    a qualification recognized as such by the Central Government.
  • The candidate or applicant must have valid Marks Memo or Degree Certificate that respective candidate is a graduate on the day candidate registers and indicate the percentage of marks obtained in Graduation while registering online while applying for IBPS PO Exam.

Computer Knowledge:

Candidate or applicant must possess knowledge of computer education for his profession. While you are registering online application candidate should give consent at the computer literacy option and also exam will be conducted online only. So it’s mandatory for the applicant in the case of computer knowledge.

Language Proficiency:

Candidate’s proficiency in the language of the state or UT  is desirable, the candidate must be able to write, speak, read the regional language of respective state or UT, where he is posted. While registering online application candidate must give consent to this option.


Reservation rules will be applicable for candidates as category wise like General, OBC, SC, ST and EWS as per government of India. Candidates belong with benchmark disabilities are eligible for Reservation, under section 34 of “The Rights of Persons with Disabilities Act, 2016”.

IBPS PO Exam-Online Application-Procedure

New Registration-Requirements:

Candidates those who want to apply IBPS PO Exam, they have to register Online through a new registration link by providing details and get user id and password to log in and apply for IBPS PO Exam to your mobile and mail id.

  • Candidates Name
  • Father’s Name
  • Mother’s Name
  • Email ID
  • Mobile Number
  • scanned Images of
    – photograph (4.5cm × 3.5cm)
    – signature
    – left thumb impression
    -Scanned Image of the text for the handwritten declaration is as follows –
    “I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application the form is correct, true and valid. I will present the supporting documents as and when required.”
  • After getting user id and password to mobile phone or email id, candidates should log in and fill all the relevant fields in the application form. The application form consisting of Personal Details like following
    – Gender
    – Date of Birth
    – Category
    – Community
    – Married Status
    – Reservation Category
    – Address for Communication and Residence
    – Centre of Examination
  • Education Details
    – PG/Degree Course, Date of Pass, Percentage of Marks, Class awarded
    – Computer Literacy with relevant course
    – Professional Experience if applicable
    – Language Proficiency
  • Uploading of Relevant Documents like (Follow the scanning size of guidelines while uploading)
    – Scanned Image of Recent Photograph (4.5cm × 3.5cm),
    Dimensions 200 x 230 pixels (preferred)
    Size of file should be between 20kb–50 kb
    – Scanned Image of Signature
    – Scanned Image of Left Thumb Impression
    Scanned Image of Self Declaration
      For all above, Dimensions 140 x 60 pixels (preferred)
    Size of file should be between 10kb – 20kb
      Signature and Handwritten declaration in CAPITAL LETTERS shall NOT be accepted.
  • After filling of all relevant data and successful uploading of the relevant documents click to save and next to save all details in the application form.
  • Finally, give the preference of banks for posting as per your priority by best of knowledge as per your convenience for posting in all options like career growth and promotion, Transfers, Regional Preference, Salary hike, etc.
  • Finally, pay the application fee according to your category and submit the application successfully.


  1. Signature in CAPITAL LETTERS will NOT be accepted.
  2. The left thumb impression should be properly scanned and not smudged
  3.  Keep the necessary details/documents ready to make Online Payment of the requisite application fee or intimation charges have a valid personal email ID, which should be kept active till the declaration of results of this round of Common Recruitment Process.
  4. IBPS may send intimation to download call letters for the Examination etc

IBPS PO – Bank Preference

I have already shared the list of participating banking organizations in IBPS recruitment above.  Candidate can prefer banks based on his choice. The choice of candidate may vary like

  1. Posting nearby Home town (Southern/ Northern Region)- If it is the case, you can choose the bank which is having maximum branches in your region along with its head Quarter. There may be chance frequent transfers will be there if bank having the number of branches. You should not prefer overseas banks if you don’t want abroad transfers.
  2. Based on promotion policies – It may vary bank to bank, you need to go through a detailed analysis of each bank promotion policies.
  3. Based on Salary – Metropolitan cities and urban areas given more salary when compared to rural banks, due to the difference in allowances like HRA.
  4. Based on work nature in banks – Almost all banks having the same work nature, there will be a minor difference may be present, that may depend on the customers of the bank.
  5. Based on Gender of Candidate- Female candidates mostly preferable banks having more number of branches their residence states when compared to banks having branches in other states.

We won’t officially recommend any bank for you for the preference order and we suggest a list of above factors that makes preference based on candidate’s convenience. This is entirely based on candidate choice. But before giving the preference of banks for posting just consider above list of factors based on candidates convenience only.

Application Fee:

  • Rs. 100/- for SC/ST/PWD candidates.
  • Rs. 600 /- for all others
  • Bank Transaction charges for Online Payment of application fees/ intimation charges will have to be borne by the candidates

Mode of Payment of Application Fee:

Candidates should make the payment of requisite fees or intimation charges through the ONLINE mode only through Debit Card or Credit Card or Internet Banking or other UPI Payment ways also available to pay the requisite Application fee.

IBPS PO Exam-Admit Cards or Call Letters

IBPS will issue the admit cards in both HINDI and English Languages before at least 10 days of the online examination. The admit card consisting of the information of The Centre, venue address, date and time for both Online Preliminary and Online Main examinations and interview shall be intimated in the respective Call Letter.

An eligible candidate should download his/her call letter from the authorized IBPS website www.ibps.in by entering candidates details i.e. Registration Number and Password/Date of Birth.

No hard copy of the call letter/ Information Handoutetc. will be sent by post/ courier.

Pre-Exam Training and Centres

Candidates who belong to minority and backward and weaker communities, IBPS will provide pre-exam training with the association of nodal banks and participating organizations by providing training in the online test by allocating specific pre-exam training centers across India. Candidates should afford their expenditure on food and lodging during the training session. Pre-exam training option is available in the application form for the candidate.

Candidates those opted for Pre-exam training, they will train at following Pre-exam training centers.

Northern RegionSouthern RegionEastern RegionWestern Region
AmritsarCoimbatoreBehrampur (Ganjam)Bhopal
KarnalMysorePatnaPanaji (Goa)
LucknowPort BlairRanchiPune
New DelhiThiruchirapalliShillongRajkot

IBPS PO Exam – Centers of online Examination

While Candidate applying for IBPS PO exam, the candidate has to choose the state for which candidate wants to apply along with the center of examination for the online exam, Almost all capital cities and metropolitan cities having the online examination center. The following list of states will be having the centers for online exam for both preliminary and Mains Examination.

  1. Andaman & Nicobar
  2. Andhra Pradesh
  3. Arunachal Pradesh
  4. Assam
  5. Bihar
  6. Chandigarh
  7. Chhattisgarh
  8. Dadra & Nagar Haveli
  9. Daman & Diu
  10. Delhi
  11. Goa
  12. Gujarat
  13. Haryana
  14. Himachal Pradesh
  15. Jammu & Kashmir
  16. Jharkhand
  17. Karnataka
  18. Kerala
  19. Lakshadweep
  20. Madhya Pradesh
  21. Maharashtra
  22. Manipur
  23. Meghalaya
  24. Mizoram
  25. Nagaland
  26. Odisha
  27. Puducherry
  28. Punjab
  29. Rajasthan
  30. Sikkim
  31. Tamil Nadu
  32. Telangana


IBPS PO Exam – Results

IBPS will release results of both preliminary and mains examination according to the schedule which is followed in IBPS Calender. Most probably after an exam within 4 to 5 weeks, the result will be released and send notice candidates to check the result. Finally, the result of merit list also will be released according to the schedule in the calender.

IBPS PO Exam – Cutoff Marks

IBPS PO Exam – 2018-19 Preliminary Section wise Cut off Marks

SubjectsMaximum ScoreCutoff Score
English Language3008.75
Quantitative Aptitude3507.75
Reasoning Ability359.00

IBPS PO Exam – 2018-19 Preliminary Category wise Cut off Marks

Category Cut Off Score 
General (Gen)56.75
Other Backward Classes (OBC)55.50
Scheduled Caste (SC)49.25
Scheduled Tribe (ST)41.75

IBPS PO Exam-Final Cut-Off 2018-19: Category-wise

CategoryCut Off Marks
HI- Hearing Impaired
OC – Orthopaedically Challenged30.42
VI – Visually Impaired40.71
ID – Intellectual Disability

IBPS PO Exam Preparation

Learn all the important topics which are provided in the above syllabus and practice mock test series section wise and try to avoid mistake and score more marks in the mock test will help you for your preparation and increase chances to get a job in the bank. Here below we suggest study material for your preparation section wise.

IBPS PO Exam – Quantitative Aptitude Study Material

IBPS PO Exam – Reasoning Study Material

IBPS PO Exam – General English

IBPS PO Exam – Computer Awareness

IBPS PO Job Profile-Salary-Career-Growth-Promotion

IBPS PO- Job Profile

After appointing as a probationary officer or management trainee in public sector bank, the candidate has to serve in public sector banks at least 2 years (It varies from bank to bank) in his probation period. After Probation period candidate has to pass the internal examination conducted by the bank to appoint as Assistant manager.

  • Supervising regular bank branch operations in branches and customer relationship activities.
  • Monitoring clerical staff and involving in multi oriented services related to bank.
  • Involving and acquiring in branch related activities like marketing, finance, loans and accounts related issues.
  • Focusing on customer satisfactory relationship and resolving customer related issues in transactions and loan approval issues.
  • Verifying of documents of customers for loan approval.

IBPS PO- Salary and Allowances

Basic Pay: Rs 23,700 to Rs 27,000 varies with the posting of place.

Gross Pay: Rs 39,000 to Rs 42, 000 with allowances


DA (Dearness Allowance- 39.80% of the Basic Pay

HRA (House Rent Allowance) – 7-9% of the basic pay

SA (Special Allowance)- 7.75% of Basic Pay

City Compensatory Allowance- 3-4% of Basic Pay

IBPS Career Growth and Promotion

Candidates after joining as PO, he will start his career and promoted to higher position based on his performance.

PositionSalary per month
Junior Management Grade – Scale I: Officer i.e. PO23700 – 980 – 30560 – 1145 – 32850 – 1310- 42020
Middle Management Grade – Scale-II: Manager31705 -1145 -32850 -1310 -45950
Middle Management Grade – Scale III: Senior Manager42020 -1310 -48570 -1460 -51490
Senior Management Grade – Scale IV: Chief Manager50030 -1460 -55870 -1650 -59170
Senior Management Grade Scale V: Assistant General Manager59170 -1650 -62470 -1800 -66070
Top Management Grade Scale VI: Deputy General Manager68680 -1960 -76520
Top Management Grade Scale VII: General Manager76520 -2120 -85000
Executive Director (ED)Approximately  1.5 + lac
 Chairperson and Managing Director (CMD)Approximately 2 + lac

Dear Candidates, I shared most of the information related to IBPS PO Exam. I hope this information helps you to get awareness about IBPS PO Exam.If you have any queries comment below, I will try to help you.

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